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Narrow banking is a proposed type of bank called a narrow bank also called a safe bank. Narrow banking would restrict banks to holding liquid and safe government bonds. Loans would be made by other financial intermediaries. That is, the deposit taking and payment activities would be separated from financial intermediation activities. ==Attributes== Purported attributes of narrow banking include - 1. no lending of deposits 2. extremely high liquidity 3. extremely high asset security 4. lower interest rates paid to depositors 5. regulatory framework with higher level of scrutiny and operational and investing restrictions Additional criteria applied to safe banks include - 1. no derivatives 2. no off balance sheet assets 3. high degree of institutional transparency (e.g. continuous real-time disclosure of financial records) 4. capped executive salaries 5. low risk jurisdictions 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Narrow banking」の詳細全文を読む スポンサード リンク
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